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Tuesday, Jun 9, 2026

ECC Capital: Q4 Up

The parent of Irvine-based subprime mortgage lender Encore Credit Corp. has come out with its first quarterly results since going public in February.

Parent ECC Capital Corp. saw big gains in key measures for the fourth quarter.

The company, which makes home loans to borrowers with imperfect credit, reported fourth-quarter net income of $1.1 million, up 130% from a year earlier.

Revenue for the quarter was up 30% to $32 million.

ECC did $2.6 billion in loans for the quarter, nearly double the amount of a year earlier.

The company went public in February, raising about $350 million. ECC counted a recent market value of $550 million.

ECC is one of several subprime lenders based in Orange County, including industry leaders Ameriquest Capital Corp. of Orange and Irvine-based New Century Financial Corp.

The top executives at ECC Capital hail from New Century and started the company in 2002.

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