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Monday, Apr 27, 2026

Downey’s Loan Business Slows

Newport Beach-based Downey Financial Corp. saw its assets slip and mortgage activity decline in July, the savings and loan operator reported Thursday.

Downey counted $16.4 billion in assets of July 30, down from $16.6 billion in June and nearly $16.8 billion in May.

The thrift did about $1.2 billion in mortgages in July, down from nearly $1.4 billion in June. It sold about $817 million in mortgages as bonds to Wall Street investors in the month, down from $1 billion in June.

Downey has been riding high on its mortgage business for the past few years. Now some are watching the thrift for signs of slowing in home loans.

The amount of loans Downy originates has been slowing on a monthly basis since March.

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