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People’s Choice Looking to Auction Off Loans

Bankrupt mortgage lender People’s Choice Home Loan Inc. is looking to auction off the subprime home loans it owns, the company said in court filings this week.

While the company hopes to resume operations, it now believes it is a good idea to complete the marketing of the assets, the Associated Press reported on Wednesday.

People’s Choice filed a petition for Chapter 11 bankruptcy protection last week in Santa Ana. The company’s petition lists assets and liabilities both in excess of $100 million, and counts between 10,000 to 25,000 creditors.

The company originated more than $5 billion in loans each of the past two years.

The company’s also asked the court to give it permission to retain Friedman, Billings, Ramsey & Co. to serve as its investment adviser during the bankruptcy.

A hearing on the matters is expected next Monday.

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Mark Mueller
Mark Mueller
Mark is the former Editor-in-Chief and current Community Editor of the Orange County Business Journal, one of the premier regional business newspapers in the country. He’s the fifth person to hold the editor’s position in the paper’s long history. He oversees a staff of about 15 people. The OCBJ is considered a must-read for area business executives. The print edition of the paper is the primary source of local news for most of the Business Journal’s subscribers, which includes most of OC’s major corporate and community players. Mark’s been with the paper since 2005, and long served as the real estate reporter for the paper, breaking hundreds of commercial and residential real estate stories. He took on the editor’s position in 2018.
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