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Friday, May 1, 2026

New Century: Likely Overstated 2005 Earnings

Irvine-based subprime lender New Century Financial Corp. on Thursday said its 2005 earnings were likely significantly inflated due to accounting errors.

New Century had already said its 2006 earnings could no longer be relied upon because of similar errors. The latest disclosure could increase the odds that federal criminal and regulatory charges are levied against New Century, according to reports.

The accounting errors are tied to the reporting of loan repurchase losses, and the company’s valuation of some residual interests in securitizations, the company said in a SEC filing on Thursday.

A similar disclosure for its 2006 earnings, made in a February, caused the company’s stock to nosedive, leading to its April bankruptcy.

The company has no plans to restate either its 2005 or 2006 earnings since it is in the process of liquidating.

New Century has said at least 27 lawsuits have been filed against the company, its officers and directors.

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Mark Mueller
Mark Mueller
Mark is the former Editor-in-Chief and current Community Editor of the Orange County Business Journal, one of the premier regional business newspapers in the country. He’s the fifth person to hold the editor’s position in the paper’s long history. He oversees a staff of about 15 people. The OCBJ is considered a must-read for area business executives. The print edition of the paper is the primary source of local news for most of the Business Journal’s subscribers, which includes most of OC’s major corporate and community players. Mark’s been with the paper since 2005, and long served as the real estate reporter for the paper, breaking hundreds of commercial and residential real estate stories. He took on the editor’s position in 2018.

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