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Tuesday, Mar 17, 2026
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Encore Credit Combining, Jobs Being Cut

Bear Stearns Cos. is combining Encore Credit Corp., its Irvine-based subprime mortgage division, with its residential mortgage business in Arizona, the company said on Wednesday.

The restructuring will lead to about 310 mortgage-related layoffs for the company, including an unspecified number of Irvine workers.

Bear Stearns officials said the consolidated mortgage unit will be headquartered in Scottsdale, where the company’s Bear Stearns Residential mortgage unit is headquartered. The Irvine office will still be operational, the company said.

It’s the latest round of mortgage-related layoffs for Bear Stearns Cos., which has pared back its mortgage origination related workforce by 40% this year.

Irvine’s ECC Capital sold Encore Credit to Bear Stearns earlier this year.

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Mark Mueller
Mark Mueller
Mark is the former Editor-in-Chief and current Community Editor of the Orange County Business Journal, one of the premier regional business newspapers in the country. He’s the fifth person to hold the editor’s position in the paper’s long history. He oversees a staff of about 15 people. The OCBJ is considered a must-read for area business executives. The print edition of the paper is the primary source of local news for most of the Business Journal’s subscribers, which includes most of OC’s major corporate and community players. Mark’s been with the paper since 2005, and long served as the real estate reporter for the paper, breaking hundreds of commercial and residential real estate stories. He took on the editor’s position in 2018.
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