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Consultant’s Fund Invests in San Luis Obispo Bank

The newly formed fund of Irvine-based bank consultant Carpenter and Co. is expected to invest $6 million into San Luis Obispo-based Mission Community Bancorp.

Carpenter Community BancFund is set to make its first deal by acquiring nearly 25% of the community bank’s shares.

The deal is awaiting approval from the Federal Reserve, according to The San Luis Obispo Tribune.

Carpenter & Co. is an investment banking and consulting firm headed by Ed Carpenter.

Mission Community had assets of $185 million as of the end of June, according to the Federal Deposit Insurance Corp.

It posted a loss of $1.3 million for the first half of the year and has put up $2.5 million for loan losses.

In January, Carpenter said it would invest $6 million, or 333,334 shares, into Mission Community, as well as serving as its consultant for expansion into northern Santa Barbara County.

In February, Carpenter bought $1.9 million worth of the bank’s shares in a public offering.

Another $4 million will invest in private shares by the end of November, at which point a managing member of the fund would join Mission Community’s board.

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