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Subprime Lender ResMae Emerges from BK

Brea-based subprime mortgage lender ResMae Mortgage Corp. has exited from bankruptcy protection, the company said on Friday.

The company re-emerges as a unit of RMC Mortgage Holdings, an affiliate of hedge fund Citadel Investment Group LLC.

Earlier this month, Delaware’s bankruptcy court approved ResMae’s plan of reorganization, which involved the $180 million sale of its lending operations and loans to Chicago-based Citadel.

The company continues to make subprime loans. It said it will seek to make better quality loans by strengthening its credit review process.

ResMae filed for bankruptcy in February and announced an agreement to sell its assets to Citadel on March 6. The hedge firm beat out an earlier bid from Credit Suisse Group for the lender’s assets.

ResMae has laid off about 185 workers in Orange County this year, according to state employment records.

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Mark Mueller
Mark Mueller
Mark is the former Editor-in-Chief and current Community Editor of the Orange County Business Journal, one of the premier regional business newspapers in the country. He’s the fifth person to hold the editor’s position in the paper’s long history. He oversees a staff of about 15 people. The OCBJ is considered a must-read for area business executives. The print edition of the paper is the primary source of local news for most of the Business Journal’s subscribers, which includes most of OC’s major corporate and community players. Mark’s been with the paper since 2005, and long served as the real estate reporter for the paper, breaking hundreds of commercial and residential real estate stories. He took on the editor’s position in 2018.
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