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Tuesday, Apr 21, 2026

Impac Mortgage Posts $16M Q2 Loss

Irvine-based mortgage investor Impac Mortgage Holdings Inc. said on Monday it posted a loss of $16.4 in the second quarter, part of a $20.9 million loss for the first half of the year.

The results for the first and second quarters had been delayed by accounting issues.

The six-month loss was narrowed from the $148 million loss Impac reported for six first months of 2007.

But the news was little consolation to investors of the slimmed-down company, which has been shifting its focus in 2008 to survive amid the ongoing mortgage meltdown.

Impac’s shares dropped more than 20% on a dark day for mortgage and financial stocks.

The company now has a market value of about $45 million. Its shares peaked in late 2004 when Impac had a market value of $1.6 billion.

Impac largely exited the mortgage lending business last year, after posting a staggering $2 billion loss for all 2007, including a $1.2 billion loss in the third quarter.

It now focuses its efforts on managing mortgages held as investments and earning real estate advisory fees.

For the six months ended June 30, the company said it saw net interest income, the equivalent of revenue, of $11.6 million. The company had about $10 million in fee revenue.

The company earns much of its advisory fees from Irvine-based home auctioner Real Estate Disposition Corp., which uses Impac as its primary source of foreclosed homes.

The company also said it was considering raising money, for potential acquisitions and for investing in distressed mortgage assets and related securities.

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Mark Mueller
Mark Mueller
Mark is the former Editor-in-Chief and current Community Editor of the Orange County Business Journal, one of the premier regional business newspapers in the country. He’s the fifth person to hold the editor’s position in the paper’s long history. He oversees a staff of about 15 people. The OCBJ is considered a must-read for area business executives. The print edition of the paper is the primary source of local news for most of the Business Journal’s subscribers, which includes most of OC’s major corporate and community players. Mark’s been with the paper since 2005, and long served as the real estate reporter for the paper, breaking hundreds of commercial and residential real estate stories. He took on the editor’s position in 2018.

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