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Wednesday, May 20, 2026

Fannie Mae Cuts Off New Century

Irvine’s New Century Financial Corp. no longer can sell mortgages to Fannie Mae, the nation’s largest funder of home loans.

New Century, which disclosed the news in a Securities and Exchange Commission filing, also is barred from servicing mortgages for Fannie Mae, a federally chartered public company.

The company was terminated “for cause” by Fannie Mae for alleged breaches of a contract.

Separately, California joined a growing number of states that have issued orders barring New Century from making new loans.

Most of the state moves are symbolic, since New Century itself stopped making loans this month. But California’s is notable since the state is New Century’s biggest market.

New Century’s spiral started last month when the company warned of a loss for the recently ended quarter, projected a big drop in loans this year and said some 2006 results will be restated to fix accounting errors.

Investment banks that bought New Century loans packaged as bonds are pushing the lender to buy them back as loans go bad. Analysts speculate New Century could file for a possible bankruptcy filing.

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