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First American Buys ‘Mother Lode’ to Expand in West

Santa Ana’s First American Financial Corp. (NYSE: FAF), one of the nation’s largest title insurers, is buying Mother Lode Holding Co. to expand in 11 states.  

Mother Lode, based in Phoenix, provides title insurance, underwriting and escrow services for residential and commercial real estate transactions with 17 operating subsidiaries throughout the U.S., including its principal subsidiary Placer Title Co. The purchase price was undisclosed.

Mother Lode, which has 92 offices in 11 states, has premier brands within their respective real estate communities, First American said.

The Phoenix company’s “reach, expertise and commitment to superior customer service aligns well with our existing operations and will augment our efforts to expand our coverage in key growth markets,” said Dennis Gilmore, chief executive at First American, said in a statement. With the acquisition, “we will expand our ability to serve customers throughout many of the strongest housing markets in the U.S.”

Following the close, Mother Lode and its operating subsidiaries will continue to operate under their existing brands.

Mother Lode CEO Randy Bradley, Chief Operating Officer Lisa Steele and President Darrick Blatnick will remain with the company and manage the day-to-day operations.

First American has been actively pursuing acquisitions to boost and expand its core business. In the past two years, it’s bought Docutech, ServiceMac, Title Security Agency and Georgetown Title.

Houlihan Lokey is acting as financial adviser to Mother Lode.

First American plans to announce fourth-quarter results on Feb. 10. Analysts are expecting sales to fall 7.8% to $2 billion. Still the stock last week traded around $79.54, near its 52-week high of $81.54, with an $8.6 billion market cap.

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Peter J. Brennan
Peter J. Brennan
With four decades of experience in journalism, Peter J. Brennan has built a career that spans diverse news topics and global coverage. From reporting on wars, narcotics trafficking, and natural disasters to analyzing business and financial markets, Peter’s work reflects a commitment to impactful storytelling. Peter’s association with the Orange County Business Journal began in 1997, where he worked until 2000 before moving to Bloomberg News. During his 15 years at Bloomberg, his reporting often influenced financial markets, with headlines and articles moving the market caps of major companies by hundreds of millions of dollars. In 2017, Peter returned to the Orange County Business Journal as Financial Editor, bringing his heavy business industry expertise. Over the years, he advanced to Executive Editor and, in 2024, was named Editor-in-Chief. Peter’s work has been featured in prestigious publications such as The New York Times and The Washington Post, and he has appeared on CNN, CBC, BBC, and Bloomberg TV. A Kiplinger Fellowship recipient at The Ohio State University, he leads the Business Journal with a dedication to uncovering stories that matter and shaping the local business community and beyond.
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