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First American Downgraded by Fitch

Fitch Ratings on Thursday cut its credit ratings on Santa Ana-based First American Corp., noting significant deterioration in the company’s capital during the housing and mortgage downturn.

Fitch downgraded and placed a negative rating watch on a number of key ratings for the title insurance and information services company.

Among the downgrades was First American’s issuer default rating, which now is listed as “BBB”. That’s two notches above a junk rating.

The rating company said the moves were driven by a “significant deterioration in First American’s pro forma capital adequacy.”

First American lost $3.1 million last year, thanks to the slowing mortgage and housing industry and higher levels of title insurance claims.

Shares of the company were unaffected by the news during Thursday’s trading. The company counts a market value of about $3.4 billion.

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Mark Mueller
Mark Mueller
Mark is the former Editor-in-Chief and current Community Editor of the Orange County Business Journal, one of the premier regional business newspapers in the country. He’s the fifth person to hold the editor’s position in the paper’s long history. He oversees a staff of about 15 people. The OCBJ is considered a must-read for area business executives. The print edition of the paper is the primary source of local news for most of the Business Journal’s subscribers, which includes most of OC’s major corporate and community players. Mark’s been with the paper since 2005, and long served as the real estate reporter for the paper, breaking hundreds of commercial and residential real estate stories. He took on the editor’s position in 2018.
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