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Early Subprime Detractor Takes Aim at Corinthian

A hedge fund manager who cashed in on an early bet against subprime mortgages has turned his attention to for-profit school operators including Santa Ana-based Corinthian Colleges Inc.

Steve Eisman, who runs Morgan Stanley’s FrontPoint Partners LLC of Greenwich, Conn., said at a conference last week that he believes earnings at Corinthian and its rivals could drop by half if the Department of Education adopts rules capping how much debt students can carry.

The report dampened shares of Corinthian and others late last week.

Eisman minced few words in taking aim at for-profit education companies, calling his presentation at the Ira Sohn Investment Research Conference in New York “subprime goes to college.”

The hedge fund manager is known for betting against subprime mortgages before their crash and was chronicled by author Michael Lewis in his book “The Big Short.”

For-profit school operators seek out the most desperate members of society and lure them into expensive programs and tie them down with debt, Eisman said.

“In a sense, these companies are marketing machines masquerading as universities,” Eisman said.

Early last week, an analyst at Argus Capital downgraded Corinthian from “buy” to “hold,” citing regulatory risks and slowing enrollment growth.

Corinthian runs more than 100 campuses in the U.S. and Canada offering degrees in healthcare, criminal justice and other areas.

The company, which saw a surge in enrollment during the recession, has seen concerns about students defaulting on loans.

Corinthian also is dealing with Education Department review that found one of its colleges made misrepresentations to students, breached its fiduciary duty and intentionally evaded a requirement that only 90% of funding come from federal student loans.

The company disputes the findings.

—Michael Lyster

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