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Tuesday, Mar 17, 2026
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Capital Bank in SJC Sells for $60 Million

San Juan Capistrano-based Capital Bank agreed to be bought for $60 million in cash and stock by San Diego-based Seacoast Commerce Banc Holdings.

Capital shareholders will get about $53.6 million, plus $6.4 million for stock option holders.

Capital Bank was founded in 2008 and had two branches and assets of $305.2 million as of March 31.

Upon closing, two members of Capital’s board of directors are poised to join the Seacoast board.

Seacoast said it will become “the largest locally headquartered bank in San Diego County,” with assets of $905.6 million. Its market cap is about $109 million.

The acquisition is expected to close in the fourth quarter, subject to regulatory and shareholder approvals.

Capital Bank is the 13th largest Orange County-based commercial bank, based on assets of $270 million as of June 30.

— Peter J. Brennan

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