FOUNDER, CHAIRMAN, CEO, CARPENTER & CO.

WHY: The bank builder. Over 40+ year period his firm has helped start hundreds of banks, which have now collectively grown to over $100B in assets.

Get the latest OC business updates for FREE

RECENT: Currently helping fintechs become banks. In May, stepped down as chairman of Costa Mesa-based Pacific Mercantile Bank.

NOTABLE: Business Journal’s Businessperson of the Year for 2012 in finance sector. QUOTABLE: Calls company “a 1974 startup.”