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Irvine-based First PacTrust Bancorp Inc. reported a loss in the second quarter in connection with increased expenses and pinched noninterest income.

The parent company of Pacific Trust Bank lost $1.1 million during the three months ended June, the first full quarter since the bank moved its headquarters to Irvine from Chula Vista in March. The loss compared with a $1.5 million profit during the same period a year ago.

Net interest income was $8.2 million in the second quarter, up 24% from the year-earlier quarter.

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Noninterest income fell to $639,000, less than half the year-ago total.

The bank said increased expenses included “growth initiatives,” such as $200,000 in fees for the pending acquisition of Cerritos-based Gateway Bancorp, $300,000 in salaries for increased temporary help, and a $300,000 increase in occupancy costs for the bank’s new Irvine Towers building.

First PacTrust now has about $1.12 billion in assets, up from $882.3 million at the same point last year. It’s the second-largest bank headquartered in Orange County, next to Irvine-based Opus Bank, which reported assets of $2.47 billion at the end of June.

Nonperforming assets for First PacTrust totaled $26.1 million at the end of the latest quarter, up 11% from a year-earlier check.

Loans grew 24% from last June to $839.9 million.

Deposit growth also was in line, up 24% to $852.3 million.

First PacTrust is expected to wrap up its acquisition of Gateway’s subsidiary Gateway Business Bank in coming weeks. It completed the integration of Manhattan Beach-based Beach Business Bank in July.

“Beach Business Bank and Gateway Business Bank are profitable community banks,” First PacTrust’s Chief Executive Greg Mitchell said. “We expect significant [earnings per share] accretion from the acquisitions, as well as long term strategic benefits from the integration of new people, products and services.”